Short term swing trade (A): Financial Services stock | 5-7% target | Indian stock trading signal on 25 Nov 2025

NOTE

Closing Price: ₹358 (as of Nov 24, 2025)
StopLoss*: Apply on the daily close. After the first target, reset the StopLoss to your buying price.
Duration^: Approximate holding period based on the active trading days (excluding market holidays). Actual holding may vary with the market conditions.
Upside Potential#: Based on median of the suggested buy range.

Mahindra & Mahindra Financial Services Ltd. (Mahindra Finance) is an NBFC in India that provides a wide range of loans and financial services. It mainly finances vehicles such as cars, tractors, commercial vehicles, construction equipment, and used vehicles. It also offers leasing solutions through its digital platform Quiklyz.

The company provides loans against property, equipment finance, working capital loans, and supply chain finance for MSMEs. It is also involved in asset management, insurance broking, and distribution of life, health, motor, and property insurance.

Mahindra Finance serves retail customers, farmers, self-employed individuals, entrepreneurs, and small businesses. Founded in 1991, it is headquartered in Mumbai and is a subsidiary of Mahindra & Mahindra Ltd.

Website: https://www.mahindrafinance.com/

Q2 FY26 Earnings Call Summary & Financial Highlights

Earnings Call Summary

Profit Shot Up Big Time: Net profit jumped 45% YoY to ₹566 crore. Revenue grew only 13%, but profits grew much faster — meaning the company earned more profit from every rupee.
Asset Quality Improved: Stage 2 risky loans came down, and total problem assets (GS2 + GS3) improved to 9.72%. This is a strong recovery, especially compared to peers struggling with NPAs.
Margins Getting Better: Even though revenue grew less than 1% QoQ, profit still grew 7% QoQ, showing margins are expanding. Festive demand and GST-related benefits helped.
Strong Outlook for Q3 & Q4: Management expects even better growth in the next 2–3 quarters due to festive demand and strong performance in their vehicle (wheel) financing business.
Costs Under Control: Expenses fell 2.7% QoQ, helping boost profits. Even though annual expenses rose, profit grew much faster, showing strong operational efficiency.

Financial Highlights

Metric	Q2 FY26	Q1 FY26	QoQ Change	Q2 FY25	YoY Change
Revenue (₹ Cr)	5026	4991	1.00%	4465	12.60%
Financing Profit (₹ Cr)	814	746	9.10%	573	41.50%
Financing Margin %	16%	14.9%	+100 bps	12.8%	+360 bps
Net Profit (₹ Cr)	566	529	7.00%	722	-21.60%
PAT Margin %	11%	10.6%	-180 bps	16.2%	-1,120 bps
EPS (₹)	4.06	3.80	6.80%	3.80	6.80%

Price Performance & Volume Analysis

Price Performance

Volume Analysis

Technical Analysis

Key Observations

After a long consolidation phase, the stock has formed a rectangle pattern and recently delivered a strong breakout.
With bullish momentum building up, the price is expected to see a further rally.

Well-timed positional stock tips in India help traders hold through small fluctuations while staying aligned with the broader direction.

Technical Image - Daily Timeframe

Technical Indicators

Oscillators

Indicator	Value	Zone
RSI-14	79.44	Overbought
CCI-14	238.18	Overbought
MFI	83.3	Overbought
ROC	14.64	Positive
Stochastic %K	89.01	Overbought
William %R	-4.1	Overbought

Exponential Moving Averages (EMAs)

EMA	Value	Stock Position
5 EMA	341.06	Above
10 EMA	331.84	Above
20 EMA	320.28	Above
50 EMA	302.4	Above
100 EMA	289.33	Above
200 EMA	282.16	Above

Conclusion

Mahindra & Mahindra Financial Services Stock Price Forecast

Based on our stock tips for short term trading, the Mahindra & Mahindra Financial Services Stock Price target will be INR 370 - INR 385 in the next 10-12 trading sessions.

MONEY MANAGEMENT AND TRADING RULES

Buy within the recommended price range. You may allow up to 1% flexibility beyond the range if needed.
No need to rush. The recommendation remains valid for up to 7 days, not just at market open.
Use a trailing stop-loss to protect and lock in profits.
Diversify your trading capital across our other recommended stocks to reduce risk.
Invest responsibly. Trade only with funds you can afford to lose and hedge positions where appropriate.

Analyst Summary

The research analysis is prepared by Arijit Banerjee, CMT, CFTe. He is a veteran trader and an active investor having in-depth knowledge in financial market research, advanced technical analysis, market cycle, algorithmic trading and portfolio management. Arijit is a Chartered Market Technician (CMT) accredited by CMT Association USA, the leading global authority of Technical Analysis and has been honoured by Certified Financial Technician (CFTe) from the International Federation of Technical Analysts, USA. SEBI, the regulatory body of Indian financial market also recognizes him as a Research Analyst (INH300006582).

The views expressed herein are based solely on information available publicly/internal data/other sources believed to be reliable, but is not necessarily all-inclusive and is not guaranteed as to accuracy. The recommendations provided herein is solely for informational purposes and are not intended to be and must not be taken alone as the basis for an investment/trading decision. Trading and investing are subject to market risk and the securities discussed and opinions expressed herein may not be suitable for all investors. To read the full disclosure, please click here.

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